The underlying goal behind the proposal is to permit patients to purchase private medical insurance, which would facilitate faster access to public health care services, specialists and treatments-the majority of which are not currently covered by the public system or otherwise rationed due to the lack of a sufficient number of specialistss. Private insurance would also provide patients with access to health care services that are currently outside the “set of guaranteed services” covered by the State. 

Opponents of the idea argue that insurance companies would separate patients into two groups, leading to increased insurance costs for the elderly or those with cronic health conditions. 

Private health insurance providers, while supportive of the idea, are skeptical of the Minister's call for setting the monthly insurance premium at no more than zł.50 per person. According to industry professionals, the actual cost to provide private medical insurance falls between zł.150 and zł.200 per person. In order to achieve the lower rate of zł.50 per person, most experts agree that participation would need to be made mandatory for all Poles in order make the idea feasible.

For the time being, however, the idea of private medical insurance remains simply that- an idea. In the meantime Poles continue to spend on average zł.737 per person for private health care, which amounts to nearly zł.28 billion annually.