Online currency exchange services are becoming increasingly popular in Poland. Walutomat, one of the most popular provider of such services, had about 70,000 users at the end of 2012, compared to 15,000 two years earlier. Another currency exchange service provider, InternetowyKantor.pl, saw a 300 percent increase in turnover in 2012.

According to a survey by TNS Pentor, 30 percent of individual creditors and 42 percent of companies are familiar with internet currency exchanges. "Poles exchanged as much as zł.5 billion last year using our services," said Dagmara Malinowska, head of marketing at Walutomat.

Increased interest in currency exchange partially results from new rules regarding the payment of installments of loans denominated in foreign currencies. Since September 2011 Poles have been allowed to exchange the money themselves while paying off bank loans, instead of depending on their bank's usually unfavorable exchange rate.

Poland A.M.