Marek Belka, the president of the National Bank of Poland, has presented the terms of a €6.27 billion loan from Poland to the IMF. The IMF will use the funds to help euro-zone countries that are facing financial difficulties. The repayment period, set at 5-10 years (with a potential for extension), is expected to have a neutral effect on Poland’s foreign-exchange reserves, which are currently valued at €76 billion.